Business Banking

Explore checking options designed around your business.

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Small Business Checking
Commercial Business Checking
Business Money Market Savings
Business Savings
Minimum Deposit to Open Account $500 $1,000 $1,000 $500
Monthly Service Fee $10 if average daily balance falls below $1,000.
$15 if average daily balance falls below $1,000. Quarterly service fee of $15 if average daily balance falls below $500
Imaged Copies of Checks Included with Statement Yes
Yes No
Variable Interest Rate Not Applicable Earnings Credit*
May change without notice. Interest accrues on the daily balance. May change without notice.  Interest accrues on daily balance.
Positive Pay Yes Yes Not Applicable Not Applicable

Variable Interest Rate: The interest rate will be a variable rate of interest which is set by Citizens Bank from time to time at its sole discretion and which will change without notice to the depositor. The interest rate may be obtained by calling your local banking center.

*Earnings Credit: The earnings credit is calculated on the average daily balance. The earnings credit rate changes monthly and is tied to the average monthly rate of the 90 day Treasury Bill. If the calculated earnings credit during the monthly statement cycle is larger than the monthly service fee, there will be no monthly charge.

A fee of $10.00 will be assessed if an account is closed within the first 30 days.

*Restrictions apply to withdrawals not made in person, by messenger, by mail or at an ATM.  

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