Business Banking

Explore checking options designed around your business.

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  Small Business Checking
Commercial Business Checking
Business Money Market Savings
Business Savings
Minimum Deposit to Open Account $500 $1,000 $1,000 $500
Monthly Service Fee $10 if average daily balance falls below $1,000.
$10
$15 if average daily balance falls below $1,000. Quarterly service fee of $15 if average daily balance falls below $500
Withdrawals
No fee on the first 100 withdrawals per monthly statement cycle. Activity fee of $.20 per withdrawal in excess of the 100 allowed.
Each withdrawal: $.12 
Each deposit: $.20
Each deposit item: $.05
Six withdrawals per statement. $20 per excess withdrawals. Unlimited in person withdrawals.
Six withdrawals per quarter. 
$6 per excess withdrawal
Imaged Copies of Checks Included with Statement Yes
Yes No
No
Variable Interest Rate Not Applicable *Earnings Credit
May change without notice. Interest accrues on the daily balance. May change without notice.  Interest accrues on daily balance.

Variable Interest Rate: The interest rate will be a variable rate of interest which is set by Citizens Bank from time to time at its sole discretion and which will change without notice to the depositor. The interest rate may be obtained by calling your local banking center.

*Earnings Credit: The earnings credit is calculated on the average daily balance. The earnings credit rate changes monthly and is tied to the average monthly rate of the 90 day Treasury Bill. If the calculated earnings credit during the monthly statement cycle is larger than the monthly service fee, there will be no monthly charge.

A charge of $10.00 will be assessed if an account is closed within the first 30 days.

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