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Business Savings Accounts

Savings Solutions Designed for Long-Term Stability

Building a stronger business starts with preparing for the future. Citizens Bank business savings accounts help businesses manage reserves, strengthen financial flexibility, and plan ahead with confidence while maintaining convenient access to funds when needed.

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Compare Business Savings Accounts

Account Type

Opening Deposit
$1,000
$200
Minimum Balance Fee
$10 if average daily balance falls below $1,000
$10 if average daily balance falls below $100
Analysis
None
None
Interest Bearing
Yes
Yes
Statements
Free e-statements or paper statements for a $3 monthly fee
Free e-statements or paper statements for a $3 monthly fee

Business Rates and Additional Information

Limits and Fees Disclosure

Access Everything Your Savings Account Has To Offer

Citizens Bank business savings accounts include convenient tools and services that make it easier to manage your funds and stay connected to your finances.

Use features like:

  • Mobile and online banking
  • eStatements
  • Positive Pay
  • Text banking
  • Account alerts
  • Automatic transfers
  • Secure banking tools
  • And more

Whether you’re monitoring balances, planning ahead, or managing day-to-day finances, Citizens Bank gives you the tools to bank with confidence and convenience.

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Connect To Your Account On the Go With Mobile Banking

Business moves quickly, and you need access to your accounts wherever work takes you. With the Citizens Bank mobile app, you can securely manage your business savings accounts anytime from your mobile device.

With mobile banking, you can:

  • Monitor account balances
  • Transfer funds between accounts
  • Review account activity
  • Deposit checks remotely
  • Access account information securely
  • Receive alerts and notifications
  • Manage your finances on the go

Get convenient access to your business savings account with mobile banking designed to keep you connected.

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Banking Solutions That Help Your Business Grow

Citizens Bank offers a full range of business banking solutions designed to help you manage cash flow, protect your finances, and support long-term success.

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Business Checking

Pair your savings account with a business checking account that helps simplify daily operations while giving you convenient access to your funds and banking tools.

Learn More About Business Checking

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Business Loans

Access financing solutions designed to support business growth and future opportunities.

Learn More About Business Loans

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Zelle®

Send and receive payments quickly and securely with Zelle® to pay vendors, collect payments, and manage everyday transactions.

Learn More About Zelle®

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Positive Pay

Add another layer of protection to your accounts with Positive Pay services designed to help detect fraud and verify transactions before they clear.

Learn About Positive Pay

Find a Banking Center Near You

At Citizens Bank, business banking starts with real relationships. Visit a local branch to speak with a knowledgeable banker about business savings solutions and financial strategies designed around your goals.

Find a Banking Center

Citizens Bank

Relationship-based banking for communities across Texas, with a team that keeps conversations direct and solutions practical.

Routing # 113115617 | NMLS # 458011
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