FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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As check fraud and fraudulent ACH activity become increasingly common, businesses need stronger tools to help protect their accounts and financial operations. Citizens Bank Positive Pay services provide an added layer of security designed to help business owners detect suspicious activity, reduce fraud risk, and maintain greater control over account transactions.
Positive Pay is one of the most effective tools available for helping businesses identify fraudulent checks and unauthorized ACH transactions before they impact operations. Start protecting your business today.
With Positive Pay, your business can improve the speed and accuracy of fraudulent check protection.
Simply submit a daily file of issued checks through your Online Banking account, and Citizens Bank will compare each account item against that file to identify potential exceptions.
Account holders will receive a daily notification of exception items through their Online Banking to identify potential fraud activity.
You’ll then be able to review the items, provide payment instructions, and prevent fraudulent checks from clearing their accounts.
Positive Pay helps businesses monitor ACH activity more effectively by identifying unauthorized ACH payments and credits through your Online Banking account.
Account holders can review ACH transactions directly online, quickly identify suspicious activity, and return fraudulent transactions that do not belong to them.
With greater oversight and control over electronic payments, businesses can better protect their accounts and reduce exposure to ACH fraud.