Merchant Services | Citizens Bank

Simplify Payments and Make Running Your Business Easier

Owning a business means balancing countless responsibilities, from managing inventory and employees to serving customers and keeping up with day-to-day operations.

Citizens Bank has teamed up with Clover from Fiserv to give businesses a smarter way to manage payments and operations.

Clover combines payment processing with business management tools designed to help restaurants, retailers, and service businesses work more efficiently.

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Unlock Your Business’s Potential With Clover

Clover gives you more than a way to accept payments. With flexible tools for managing sales, customers, employees, inventory, and more, you can simplify everyday tasks while gaining insights that help you make smarter business decisions.

With Clover, you can:

Accept more types of payments, including EMV® chip cards, Apple Pay®, and Samsung Pay®
Protect your customers, business, and reputation from fraud with built-in security
Generate more visits and more sales through mobile loyalty and rewards programs
Uncover new insights and compare sales against competition within your market
Grow your business online and manage everything in one place
Manage inventory, employee schedules, payroll and more
Turn future credit card sales into working capital with Clover Capital – no fixed payment amount, no fixed term, no interest rate

Choose From Multiple Clover Point-Of-Sale Systems

Clover Go

All-in-one contactless, chip, and swipe card reader that wirelessly pairs with a mobile device.

Clover Compact

Get started with a simple counter-based payment terminal that fits all your payment processing needs.

Clover Flex & Flex Pocket

Take payments tableside, in-line, on the floor, or off premises with this handheld portable POS.

Clover Mini

Compact, countertop system with full-scale POS functionality that can connect to the cash drawer.

Clover Station Solo

All-in-one countertop, POS, and business management system with one merchant-facing screen and a receipt printer that enables you to run your business efficiently.

Clover Station Duo

A fast and powerful all-in-one countertop POS and business management system with a second screen that lets customers initiate payment and view the transaction.

Clover Kiosk

Provides seamless transactions at the customer’s fingertips while freeing up quick service and fast casual restaurant staff.

Clover Kitchen Display System

A durable, restaurant-grade kitchen display system purpose-built to keep your whole restaurant in sync.

Virtual Terminal

Run your business from your laptop, phone, or tablet.

© 2025 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement with First Data Merchant Services LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.