Routing # 111922624 |
Contact Us |
Citizens Bank
  • Home
  • About
  • Personal
    • Checking
    • Savings
    • Personal Loans
    • Money Market
    • CDs and IRAs
    • Credit Cards
  • Business
    • Checking
    • Savings
    • Business Loans
    • Merchant Services
    • Credit Cards
    • Meet Our Lenders
  • Resources
    • News
    • Small Business Resources
    • Digital Banking
    • Fraud Prevention
    • Financial Calculators
    • Online Tutorials
    • Careers
  • Locations
FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Search Citizens Bank

Press Esc to close

Online Banking & Credit Card Login

Log In
First Time User Forgot Password?
Log In
First Time User Forgot Password?

Money Market Accounts

Money Market Accounts Designed to Help Your Savings Grow

Managing your savings shouldn't mean giving up accessibility. Citizens Bank money market accounts offer a smart way to earn more on your balances while keeping your funds available when you need them.

Whether you're building an emergency fund, saving for a major purchase, or setting aside money for future opportunities, our team is here to help you choose the right account for your financial goals.

Start Your Banking Relationship

Compare Personal Savings Accounts

Account Type

Opening Deposit
$200
$10,000
Minimum Balance Fee
$10 if average daily balance falls below $100
$15 if average daily balance falls below $10,000
Withdrawal Limitation
None
Six Per Statement Cycle
Excessive Transaction Fee
None
$15
Statement Cycle
Quarterly
Monthly
Statements
Free e-statements or paper statements for a $3 monthly fee
Free e-statements or paper statements for a $3 monthly fee
Interest Bearing
Yes*
Yes*
Additional Features
No fee online banking and mobile deposit**
No fee online banking and mobile deposit**

*Variable Interest Rate: The interest rate will be a variable rate of interest which is set by Citizens Bank from time to time at its sole discretion and which will change without notice to the depositor. The interest rate may be obtained by calling your local branch.

**Mobile Deposit: This service requires approval.

A fee of $10 will be assessed if an account is closed within the first 30 days.

Get More From Your Money Market Account With Account Services

When you open a money market account with Citizens Bank, you'll have access to convenient banking tools that make it easy to monitor your savings and manage your finances wherever you are.

Use features like:

  • Mobile and online banking
  • eStatements
  • Text banking
  • Account alerts
  • Secure digital banking tools
  • Easy account transfers
  • And more

With convenient account services and local support, managing your savings is simple and secure.

Contact Us

two men sitting at a table looking at papers
lady with grey hair using mobile phone

Stay Connected With Mobile Banking

Whether you're at home or on the go, Citizens Bank mobile banking makes it easy to keep track of your savings. Securely access your money market account anytime from your mobile device.

With mobile banking, you can:

  • Check account balances
  • Transfer funds
  • Review recent transactions
  • Deposit checks remotely
  • Receive account alerts
  • Access your accounts securely
  • Manage your finances from anywhere

Stay connected to your savings with convenient digital banking designed around your lifestyle.

Apple App Store Google Play Store

Reach Your Financial Goals With the Right Banking Products

Support your money market account with additional banking solutions from Citizens Bank. We're here to help you move forward with confidence.

money check icon


Checking Accounts

Pair your money market account with a personal checking account for convenient everyday banking and easy access to your funds.

View Checking Accounts

piggy bank icon


Savings Accounts

Have multiple ways to save with a Citizens Bank savings account that supports your savings goals.

View Savings Accounts

car icon


Personal Loans

Whether you're planning ahead or covering an unexpected expense, our personal loans provide flexible financing with guidance from local bankers.

Learn More About Personal Loans

vault icon


CDs & IRAs

Explore additional ways to grow your savings with IRAs and CDs designed to support your long-term financial goals and retirement planning.

View CDs and IRAs

Find a Citizens Bank Location Near You

At Citizens Bank, banking starts with real relationships and personal service. Visit your local branch to learn more about our money market accounts and find the savings solution that's right for you.

Find a Location

Citizens Bank

Relationship-based banking for communities across Texas, with a team that keeps conversations direct and solutions practical.

Routing # 113115617 | NMLS # 458011
Apple App Store Google Play Store
X

Quick Links


Account Finder Account Services Holidays Positive Pay

Services


Zelle Safe Deposit Box

Connect


Online Banking Login Our Locations Contact Us
©2026 Citizens Bank. All Rights Reserved.

Privacy Policy | Terms of Use

Equal Housing Lender