7 Ways to Be More Cybersecure

From online shopping and social media to digital banking, much of our daily lives happens online. While technology makes life more convenient, it also creates opportunities for cybercriminals looking to steal personal information and financial data. Fortunately, a few simple habits can go a long way toward protecting yourself.

Here are some practical ways to strengthen your cybersecurity and reduce your risk of online fraud.

1. Be Skeptical of “Too Good To Be True” Emails

One of the oldest internet scams is still one of the most common. Emails claiming you've won a lottery, inherited money, or been contacted by a wealthy stranger are almost always fraudulent. If something sounds too good to be true, it probably is.

Before responding to any unexpected email, take a moment to verify who it's really from. When in doubt, delete it.

2. Watch Out For Fraudulent Payments

Scammers often send counterfeit checks, cashier's checks, money orders, or electronic payments and ask you to send part of the money back. Even if the original payment appears to clear initially, it may later be identified as fraudulent, leaving you responsible for the loss.

Never send money to someone you don't know or trust simply because you've received a payment from them.

3. Be Wary of High-Pressure Offers

Cybercriminals often create a false sense of urgency by telling you to "act now" or risk missing out on an opportunity. Whether it's an investment, prize, or limited-time offer, legitimate businesses rarely pressure you into making immediate decisions.

Taking a few extra minutes to verify an offer can save you from costly mistakes.

4. Keep Your Devices Updated

Software updates do more than add new features. They often include important security patches that fix newly discovered vulnerabilities. Keeping your computer, smartphone, tablet, and other devices updated helps protect them from the latest cyber threats.

Whenever possible, enable automatic updates for your operating system and applications.

5. Don’t Ignore Website Security Warnings

If your browser displays a security warning or certificate error when visiting a website, don't ignore it. These warnings can indicate that a website isn't secure or may not be legitimate.

When entering personal or financial information online, always make sure you're using a secure website.

6. Think Before Opening Email Attachments

Unexpected email attachments and downloads from unknown sources are a common way malware spreads. Opening a malicious attachment can expose your device to viruses, ransomware, or other forms of cybercrime.

If you weren't expecting the attachment or don't recognize the sender, it's best not to open it.

7. Be Careful What You Share Online

Social media can unintentionally provide cybercriminals with valuable information. Details like your birthday, hometown, family members, or vacation plans can be used to answer security questions or make phishing attempts more convincing.

Review your privacy settings regularly and limit the amount of personal information you share publicly.

Stay One Step Ahead of Cybercriminals

Cybersecurity doesn't have to be complicated. By staying alert, keeping your devices updated, and thinking carefully before clicking links, downloading files, or sharing personal information, you can significantly reduce your risk of becoming a victim of online fraud.

At Citizens Bank, we're committed to helping our customers bank with confidence. If you ever have questions about suspicious activity, online security, or protecting your accounts, our team is here to provide trusted guidance and support.