Personal Banking

Checking | Savings

Citizens Bank offers a variety of checking accounts to meet your changing needs

Citizens Regular Checking

• $200 Minimum deposit to open
• Monthly service fee of $7.50 if average daily balance falls below 500.00
• Unlimited check writing privileges
• Imaged copies of checks included with the monthly statement
  

Citizens Freedom

• $100 Minimum deposit to open
• No monthly service fee
• Unlimited check writing privileges
• Imaged copies of checks are not included with the monthly statement
• 50 duplicate checks offered at no fee for new account openings
• No fee for debit card setup
  

Senior Citizens 55+ Years

• Minimum age 55
• $200 Minimum deposit to open
• Monthly maintenance fee of $2.00
• Unlimited check writing privileges
• Imaged copies of checks included with the monthly statement

Senior Citizens 55+ Years with Interest

• Minimum age 55
• $200 Minimum deposit to open
• Monthly service fee of $5.00 if average daily balance falls below $500.00
• Unlimited check writing privileges
• Imaged copies of checks included with the monthly statement
• No fee for debit card setup
• No fee for Citizens Bank logo wallet checks
• No fee on single signature Travelers Cheques
• Discount on a 3x5 Safe Deposit Box
• Variable interest rate
  • Set periodically
  • May change without notice
  • No minimum balance
  • Interest accrues on average daily balance and is compounded and paid monthly

Checking with Interest

• $500 Minimum deposit to open
• Monthly service fee of $10.00 if average daily balance falls below $750.00
• Unlimited check writing privileges
• Imaged copies of checks included with the monthly statement
• Variable interest rate
  • Set periodically
  • May change without notice
  • No minimum balance
  • Interest accrues on average daily balance and is compounded and paid monthly

The Club Account

• $200 Minimum deposit to open
• Monthly maintenance fee of $9.00 for Individual and $11.00 for Family
• Unlimited check writing privileges
• Imaged copies of checks included with the monthly statement
• No fee for Citizens Bank logo wallet checks
• No fee on single signature Travelers Cheques
• Includes Accidental Death and Dismemberment Insurance¹ as well as other valued benefits

¹ The insurance offered is not a deposit, not FDIC insured, not guaranteed by the Financial Institution, and not insured by any government agency.

Open a savings account with Citizens Bank today. It's a great way to save for the future.

Money Market Savings

• $1,000 Minimum deposit to open
• Monthly service fee of $10.00 if average daily balance falls below $1,000.00
• Six withdrawals per statement cycle
• $20.00 per excess withdrawal
• A higher variable rate of interest
  • Set periodically
  • May change without notice
  • No minimum balance
  • Interest accrues on average daily balance and is compounded and paid monthly

Regular Savings

• $200 Minimum deposit to open
• Three withdrawals per quarter
• $3.00 per excess withdrawal
• Quarterly maintenance fee of $10.00 if average daily balance falls below $100.00
• Variable interest rate
  • Set periodically
  • May change without notice
  • No minimum balance
  • Interest accrues daily on the average daily balance and is compounded and paid quarterly
   

Super Savers Club

• $25 Minimum deposit to open
• Available birth to age 18 years
• Three withdrawals per quarter
• No quarterly maintenance fee
• Variable interest rate
  • Set periodically
  • May change without notice
  • No minimum balance
  • Interest accrues daily on the average daily balance and is compounded and paid quarterly
   

There will be a $10.00 service charge on accounts closed within the first thirty days of opening!

Click here for Banking Center locations.

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